Our goal is to communicate effectively with employees to help them understand the benefits their employer has provided and to use that information to make prudent decisions with regards to appropriate protection for themselves and their families.
Dickenson & Associates, LLC. is proud to be a trusted advisor to many distinguished corporations and largest non-profit organizations.
We offer expertise and insight in providing Voluntary Benefit Solutions, allowing companies to reduce costs while strengthening their employee benefit programs. Our process from beginning to end, creates a customized experience that addresses everything from case assessment and product selection, to marketing support, design and distribution of communication materials, facilitation of enrollment, data processing and cleansing, and professional handling of customer and account service through a single point of contact.
Our goal is to communicate effectively with employees to help them understand the benefits their employer has provided and to use that information to make prudent decisions with regards to appropriate protection for themselves and their families.
We work with HR / Benefits to determine the most appropriate and complimentary programs to offer……. very consultative and creative.
We have insurance companies that offer better programs and coverage amounts for less premium.
We can offer these programs under “guaranteed-issue” guidelines which means no medical underwriting; everyone can qualify, and no one gets denied.
We have consistency of service and management of these programs year after year……and can reduce the administrative burden to HR.
Our team provides a consultative approach to educating your employees on their options. We also offer the following services to your company:
- Billing support and deduction audits
- New hire education
- Policy support
- Claims support
FAQs
Voluntary benefits are offered to employees by employers through the workplace and most often paid for by the employees through payroll deductions. Employees can choose to buy voluntary benefits in addition to core employee benefits.
Voluntary Benefits are growing in popularity among employers who want to add to their current benefit programs without adding to their insurance costs. Voluntary Benefits offer employees the option of purchasing valuable coverage to fit their needs at competitive rates and through the convenience of payroll deduction without a medical exam.
Coverage is portable, which means it can be continued on a direct pay basis at the same rates if the employee terminates or retires.
Valued employees simply do not get good benefits and insurance education in their homes anymore. They rely on their employers to do that for them with additional voluntary benefits. That is where we come in to make their lives more secure with the highest quality and discounted insurance and benefit programs.
Voluntary benefits range in cost. This can vary based on the type of product, the age of the applicant, their use of tobacco and other factors. Voluntary benefits are designed to be affordable for a wide range of incomes. Some voluntary benefits can be deducted from paychecks before tax – offering savings for employees – whereas others must be paid post tax.
It depends on the type of product. Some products offer guaranteed-issue coverage, meaning employees can get coverage without answering any medical questions. Certain products may have a pre-existing condition limitation, which means a certain period must pass before the person is covered.
We offer expertise and insight in providing Voluntary Benefit Solutions, allowing companies to reduce costs while strengthening their employee benefit programs. Our process from beginning to end, creates a customized experience that addresses everything from case assessment and product selection, to marketing support, design and distribution of communication materials, facilitation of enrollment, data processing and cleansing, and professional handling of customer and account service through a single point of contact.